Baroda Home Loan


Purchase of Residential House/Flats/Property.

Construction of House

Purchase of Plot or Land for construction of House

Repayment of Loan availed from other Housing Finance Company / Bank.

Mortgage of the Residential Property/Flats/Property/Land Financed.

Personal Guarantee(s) of the Borrowers / Co-Borrowers


Individuals / Joint Borrowers with Close Family members. Minimum age of 21 years.

Loan Amount:

Minimum: Ksh 1.00 million

Maximum: Ksh 50.00 million

Margin: 20%

Rate Of Interest:

Competitive Rate of Interest Linked to CBR.


Maximum Loan Tenor is 15 Years.

Other Features:

Simplified Loan Processing. Simple One step application form and process for applying and hassle free approval.

Loan Processing Fee will be refunded on availment.

No facility renewal fee, No minimum income requirements

No pre-payment charges in case of early repayment.

Protection of Credit Life Insurance in the loan repayments, which can also be financed.

Other Third Party Cost:

Valuation Fees

Legal Fees

Property Insurance Cost